We can debate the issues I mentioned time and again but I respect their is different viewpoints. What is accurate and evidence based is our "model as of yet hasn't got us to the PL". I'd be the first to congratulate the club and celebrate if it ultimately does, but as things stand there appears more evidence the model has hit it's peak and can take us no further. Now either that suits the club which is understandable because the championship is a great league, or the will to take a step further, leads to a slight creative review on how we can remain competitive over a 46 game season, to give us a chance of taking the extra step,You are under the misapprehension that loans are cheap, that is where your complete argument is flawed.
A kid from a B team on loan is cheap but what value does that give us if he isn't any more ready or better than our own B team players. If you want someone who is slightly proven then you can expect top pay a fee that would be similar to what we paid for Janelt who is a saleable asset and does not have to be guaranteed to play every week regardless of form.
This subject has been done to death over the last few years and the answer always comes out the same, that is not "jumping" on people either, it is just the answer is always the same.
That review may lead to loans or it may not, but a creative solution may be required because it's becoming more and more obvious the model leads to us eventually running out of steam over the course.